Tenants in place, an auction date on the calendar — these complications don’t take a case off the table. Here’s what to have ready when time is tight.

A property with tenants in place or a foreclosure auction date already on the calendar feels like a lost cause to most homeowners. It isn’t. These are exactly the situations we’re built to handle — tenants occupying the property, being in the final stage of foreclosure, an auction date bearing down — none of it slows our team down or takes a case off the table.
We push to close as fast as possible regardless of complicating factors, because timing is often the single biggest variable working against a homeowner in these situations. That means moving quickly to gather documentation, prepare the short sale package, and get it in front of the lender before a deadline forecloses on options entirely.
If you’re facing a tight timeline, the most useful thing you can do is have your documents ready and reach out immediately rather than waiting to see how things unfold. This edition covers what to have on hand — mortgage statements, hardship documentation, and basic property information — so that if your situation is urgent, we can move on it right away.


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